Now that you understand more about authentication, identification, and ID verification, what should you do next? Depending on your objectives, it might be beneficial to explore how you can implement these practices within your organisation. If you already have some ideas or need further guidance, feel free to reach out, and we’ll assist you in taking the next step on your digitalisation journey.
Learn the difference between identification, verification, and authentication. Understanding these concepts is crucial as they impact privacy, security, and access control. This article explains these differences, why they matter, and when to use each term.
Identification is the process of recognising a user. It’s essentially a claim of identity i.e. a user stating “This is who I am”.
Authentication is the process of verifying the claimed identity of a user. This involves the user presenting credentials that they have under their sole control such as a password, biometric data (like fingerprint or facial recognition), security token or a cryptographic key. The system then verifies these credentials against stored records to confirm the user’s identity.
In other words, authentication answers the question, “Are you really who you claim to be?”
If you want to authenticate within a signing process, you can integrate eID verification into your eSign Online or eSign GO instance.
If you’re looking to enable your customers to log in using eIDs, our eID Hub is the one stop shop for all of your eID needs.
If you’ve got more specific or niche requirements, our API is your best bet.
If you’re looking to securely gather information and verify the sender of said information, integrating ID verification in our web forms solutions should suit your needs.
By using Scrive’s eID Hub you can identify the users of your systems and then authenticate them via eID verification.
According to the eIDAS regulation, authentication is defined in levels of assurance (LoA). These range from Low, Substantial, to High. Most eIDs provide at least the substantial level of authentication, with some reaching the high level.
For example, when a user logs on to a system by entering a user ID and password, the user ID is used to identify the user. The system authenticates the user by checking that the supplied password is correct when the user attempts to log in.
Verifying the identity of a user or customer is essential for several reasons. Whether they are accessing sensitive information, age-restricted items or content, or if your business needs to meet regulatory requirements by gathering specific customer or user information, authentication plays a vital role.
In industries like banking and finance, KYC and AML regulations, sanctions, and PEP checks are common concerns. Regulatory compliance in these industries not only involves large sums of money but also significantly impacts organizational reputation and the bottom line.
Moreover, providing your customers with peace of mind when using your services is an incredibly effective way to build and maintain trusted relationships.
When talking about multi-factor authentication, these factors refer to different ways of identity verification. Typically these are split into something:
A well-known example is the two-factor authentication (2FA) method used by banks. You log in with a username and password (something you know), then confirm your identity with a token or key fob (something you have).
In regions like the Nordics and Baltics, companies and banks are using eIDs for this purpose. Scrive provides several methods to implement eID authentication.
